Medicare Advantage
Most coverage for the least out-of-pocket — for most of the seniors I talk to.
The plain-English version.
Medicare Advantage — also called Part C — is a private health plan that bundles your Medicare Part A (hospital), Part B (medical), and usually Part D (drugs) into one plan, often with extras like dental, vision, hearing, and gym memberships included. When drug coverage is built in (and on most Advantage plans, it is), the plan is technically called an MAPD — Medicare Advantage Prescription Drug.
You still have Medicare. You're just getting your benefits through a private carrier instead of directly through the government — which usually means lower monthly premiums, a single ID card, and one carrier to call when something needs sorting out.
The trade-off: Advantage plans use networks. You'll generally want to stay in-network for the lowest cost. For most of the seniors I work with, the network covers the doctors they already see — and the savings on premiums and out-of-pocket costs make it the right call.
Probably you, if any of these sound familiar.
- Anyone aging into Medicare at 65 who wants comprehensive coverage in a single plan.
- Seniors who value low or zero monthly premiums.
- Folks who want dental, vision, and hearing rolled in without buying separate policies.
- People whose preferred doctors are already in a carrier’s network.
- Those who appreciate predictable copays and a single ID card.
In John’s own words.
“I own a Medicare Advantage plan. So does my wife. So do most of my closest friends. I picked it for them and I picked it for me — same standard.”
“When you call, I'll pull every plan available in your zip code and walk you through them side-by-side: monthly premium, out-of-pocket max, your doctors, your prescriptions, the extras that actually matter to you. Then I tell you straight which way I'd go.”
“When something comes up later — a claim that gets denied, a doctor who suddenly says 'we don't take that anymore,' the annual notice that the plan is changing — you call me. I sort it out.”
About Medicare Advantage
Will I still have Medicare if I enroll in an Advantage plan?
Are my doctors in the network?
What if I want to switch back to Original Medicare later?
Are dental and vision really included?
How much does it cost to work with you?
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
You might also want to read about...
Prescription Drug Plans (Part D)
Pairs with Medicare. Picks up where your other coverage stops — at the pharmacy counter.
Read moreMedicare Supplements (Medigap)
When you want predictable costs and the freedom to see almost any doctor in the country.
Read moreSocial Security & Medicare Enrollment
The soup-to-nuts walk-through. The thing nobody else does.
Read moreReady to talk? Let’s find 30 minutes.
No pressure. No quotas. I’ll listen, ask a few questions, and if I can help you I’ll tell you how. If I can’t, I’ll tell you that too.
I read every text. Even on Christmas.